Instamoney makes lending easy for such individuals and its seamless digital process makes the entire borrowing process a hassle-free and instant solution to one’s financial need.

1. Loan from Rs.5,000 to Rs.25,000

2. Quick disbursals within 2 Hours.

3. Tenure: 3 months to 5 months

4. 100% digital & paperless process

1. Suggest 'Instamoney Personal Loan' to everyone in your network (Friends/customers)

2. Click on the "share to customer" option and share the link with interested customers

3. Ask your customer to click on the link shared by you and submit their name, mobile number, email ID, Pincode, and click on start journey now.

4. Customer will be redirected to the google play store, download the Instamoney app and proceed to register

5. Give permission to access the camera, location and data then sign up with Google, Facebook, or mobile number.

6. Enter mobile number and verify with the OTP

7. Enter PAN card details like PAN number, full name, Date of birth, and select gender.

8. Add professional details, first select employment type, then enter a company name, designation, work experience, and monthly salary and click on 'Save and continue'

9. Customers need to enter the pincode of their current location and confirm their credit details by selecting the right options.

10. If a customer is eligible to get the loan then their eligible amount will be shown on the screen.

11. Now customer need to select the amount and tenure and purpose for the loan, and click on 'Enable Credit Limit'

12. Now the customer needs to pay Rs.199 assessment fees. Customer's income and credit score will be verified here.

13. Customer has to complete live KYC, keep the documents handy and click on 'Proceed'. Upload the front side image of PAN Card, selfie and Aadhaar details and verify them.

14. Upload the front and back image of Aadhaar card after that customers address details will be fetched automatically.

15. In the next step the customer needs to upload bank statements. Customer can directly login via internet banking or they can directly upload PDF of their bank statement.

16. Customer need to Submit their bank details

17. Now complete auto debit set-up process, click on 'Submit' and proceed

18. Customer will be redirected to the Bank website, enter User ID and password to login.

19. Customer need to submit OTP received on their mobile number and verify it.

20. Customer can see their details on the screen, please wait until the bank approves this. After some time, customer will get eNACH approval message on the screen.

21. Customer will be redirected on Instamoney app again, and the approved loan amount can be seen on the screen. Click on 'Complete Now' and wait for some time.

22. Now customers can see their loan agreement on the screen, mark in checkbox to accept the declaration and click on 'Save and Continue'

23. Customer's application will be submitted and the system will do final verification. It will take up to 24 hours to approve/reject the application. If application is approved the loan amount will be disbursed directly into customers bank account.

One of the best options for a personal loan urgency. It requires minimum documentation and the loan can be disbursed within 2 hours.

Customer's age should be between 21 to 45 and he/she should be a salaried person whose monthly salary should be a minimum of Rs.12,000.

No, you will not be eligible to get the payout if the applicant has any existing relationship with Instamoney.

1. Get Instant Loans whenever you require money.

2. Loan from Rs.5,000 to Rs.25,000

3. Quick disbursals within 2 Hours.

4. Tenure: 3 months to 5 months

5. 100% digital & paperless process

Customer needs to pay Rs.199 processing fees.

The application process is very easy and should not take more than 15-30 minutes of your time.

1. Aadhaar Card

2. PAN Card

3. Address Proof

4. Income Proof

5. Bank Statements (Last 3 Months)

Once the loan will be disbursed and the amount is credited to the customers bank account it will take at least 5 days to track the lead.

Instamoney takes up to 48 hours to approve/reject a personal loan application and 3-5 hours to disburse the loan amount.