IDFC FIRST Bank offers 4 credit cards across various categories that are curated specifically to cater to the needs and requirements of the customers. These cards come under the categories of Lifestyle and Rewards and are offered in 4 different variants- First Classic, First Select, First Wealth, First Millennia.
Features
1. 100% digital & paperless process
2. Lifetime Free Credit Card
3. Low-interest rates
4. 1% Fuel surcharge waiver at Rs200/ month
5. Railway and airport lounge access
6. Discounts on movie tickets and dining at restaurants
7. Interest-free cash withdrawal from ATMs for up to 48 days from the date of card issuance
Target Audience
1. Employment: Salaried or self-employed
2. Age Group: 21+ years
3. Employment type: salaried or self employed
4. Income: Rs.30,000/month for salaried & Rs.5 Lakh and above tax return for self-employed applicants
5. Credit Score: 710+
Documents Required
1. Aadhaar Card
2. PAN Card
3. Address proof
4. Income proof
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