NIRA is an Indian consumer finance business that offers small loans to low-income salaried individuals. The loan will be similar to a Credit Card where there is a pre-set limit which you can utilise the way you desire.

1. 100% digital & paperless process

2. loan up to Rs.5000 to 100000

3. Quick loan disbursal

4. Low interest

5. Flexible repayment tenure

1. Age: Between 21 - 55 Years

2. Type - Salaried Individual

3. Salary - Rs.11,000 to Rs.40,000

4. CIBIL Score- 681+

1. Aadhar Card

2. PAN Card

3. Address proof

4. Bank Statements (Last 3 Months)

1. Watch the training video

2. Share the link with your customers

3. Customer click on the link, Download Nira App and complete KYC process for personal loan.

1. Suggest 'Nira' to everyone in your network (Friends/customers)

2. Click on the “share to customer” option and share the link with interested customers

3. Ask your customer to click on the link shared by you and choose 'Nira' from the screen

4. Customer needs to enter the name, mobile number, Email ID and Pincode then click on 'start journey now'

5. Now the customer will be redirected to the play store app to install Nira app

6. Now select the language and click on 'Ok'

7. Select the loan amount and tenure on the screen and click on 'Proceed'

8. Mark in the check box and accept T&C and click on 'I Agree'

9. Allow accessing device, location then enter the mobile number and verify with the received OTP

10. On the next page select employment type, mention where do you get your salary, monthly income, and click on 'Proceed'

11. Now submit personal details and click on 'Proceed'

12. Mention the purpose of the loan, how much loan you need, and click on 'Proceed'

13. After reviewing the details system will show the eligible loan amount to the customer click on 'Finish Process'

14. Now add company details, verify company email ID or upload employment proof like Offer later/employee ID

15. On the next page complete KYC by clicking on 'Apply now'

16. Now submit current address details and emergency contact details

17. Submit salary account details like account number, IFSC code and proceed

18. Now verify Bank statement through net banking or upload Bank statement.

19. Now upload address proof and click on 'Next'

20. On the next screen mark in the check box and click on 'Accept' to generate the credit report

21. Enter the OTP received on the mobile number and click on 'Proceed'

22. Credit score will be shown on the screen, click on 'Continue'

23. Now eligible loan amount will be shown on the screen, click on 'Proceed to get the loan'

24. Enter Aadhaar number and click on 'Start Aadhaar KYC'

25. Once the Aadhaar KYC is done customer needs to sign a sanction letter. Mark in the check box and click on 'confirm'

26. After that set up eMandate to repay your loan amount automatically.

27. After this final verification will be done by the system & if customer's details are correct then the loan will be approved and transferred into the bank account.

1. Available for only new users, your customers should not have any existing relationship with Nira.

2. Your customer has to get the loan from Nira by using your tracking link

3. If you are not able to finish the loan applying process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.

4. Make sure that the same mobile number shall be use in complete onboarding process

5. Customer mobile number should be linked with Aadhaar card

NIRA is an Indian consumer finance business that offers small loans to low-income salaried individuals. The loan will be similar to a Credit Card where there is a pre-set limit which you can utilise the way you desire.

Customer's age should be between 21 - 55 Years, they should be salaried individual and income should be Rs.11,000 to Rs.40,000.

No, you will not be eligible to get the payout if the applicant has any existing relationship with Nira.

1. 100% digital & paperless process

2. Get loan from Rs.5,000 to Rs.1,00,000

3. Quick loan disbursal

4. Low interest

5. Flexible repayment tenure

The application process is very easy and should not take more than 15-30 minutes of your time.

Once the application will be submitted system will verify the details. If the details are correct then the loan will be disbursed within 48 hours.